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Questions and Answers on Modular Homes page 2...
Don't all modular homes look alike?
No, and unless you were there to see the house delivered and assembled, you might not guess it's a modular home. Modular home manufacturers use computer aided design programs to draw plans to your specifications, or to modify one of their standard plans to suit your needs, so nearly any home plan can be turned into a modular home.
Will banks finance a modular home?
Yes. Most banks, appraisers, and insurance companies treat modular homes the same way they do site built homes. Ask the mortgage brokers and banks in your area to explain how they finance modular homes.
Can I save money building a modular home?
Construction costs for a modular home are in most cases less per square foot than for a similar site-built home. And there are other cost-saving features:
Many modular homes are very energy efficient, which helps reduce your heating and cooling costs.
Your home will probably be ready to move into much sooner than if you wait for a builder to construct a house on-site.